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Merchants and other retailers that accept or cash checks increasingly experience high levels of fraud. BioPay's biometric electronic fingerscan identification systems solve this problem. BioPay Payroll Check Cashing reduces fraud by linking check cashing activities to a consumer's registered fingerprint; BioPay Check Authorization positively identifies customers and reduces losses due to MICR-related fraud and NSF checks; and BioPay's Electronic Check System allows repeat customers to make transactions with a simple touch of their finger.
BioPay technology will:
- Reduce fraud. BioPay systems stop individuals from cashing or making purchases with bad checks.
- Decrease losses. Customers with outstanding checks at any BioPay location will be prevented from performing transactions, thus reducing write-offs from bad checks.
- Improve customer relations. Customers appreciate the convenience of transactions that do not require providing picture identifcation. Repeat customers can easily complete transactions by simply providing their fingerprint.
- Reduce transaction time and costs. Merchants using BioPay will:
- Save money on check processing fees
- Save money with electronic settlement
- Reduce check fraud
- Eliminate risk through guarantee options
- Shorten overall checkout time
Case Studies
BioPay systems for merchants and check cashing outlets have been implemented across the nation. Read the stories behind the successes of stopping fraud, improving customer relations and streamlining procedures.
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